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Legal disclaimer: On My Own Financial, LLC is a California business. As such, posts, courses, and post responses to posted inquiries, such as the ones above, are limited to their understanding of law in the jurisdiction in which they practice and not to any other jurisdiction. In addition, no response to any posted inquiry should be deemed to constitute legal, financial, or investment advice, nor to constitute the existence of an attorney/client or other contractual or fiduciary relationship. On My Own Financial and On My Own Academy is not an investment firm and does not offer investment advice. 

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